When considering purchasing a home, what is most important to you? Equity preservation or polish? (Shiny, New, Modern and Chic)
I know the question seems a bit strange but there are neighborhoods in which property values, even in downturns, are retained at a higher rate than others. And, there are neighborhoods where property values drop like-a-rock at the first sign of an economic hiccup.
- You'll want to find a home in the former.
Over the years, I have made it a mission of sorts to ask that specific question to my buyers and I think because of this, if the market tanks, I want my clients' homes to retain their value at a much higher rate than most.
In short, there are certain principles to consider when buying a home and when they are coupled with your wants and needs, they will lead to a great home and a stronger and more stable investment.
Also, you may be way ahead of me on this, but if not, I suggest that you choose a local lender. (as opposed to an online lender)
The reason I am asking you to consider a local lender is because my experience has shown that most are hyper-familiar with local home values and the pool of appraisers associated with local institutions understand when a property is a good value or not.
Out of town appraisers often lack 'boots-on-the-ground experience' to give weight to their opinions and therefore, they tend to either over or under- estimate value which just adds another level of complexity to an already complicated process.
Let me know who you are considering and I can share my list of local lenders with you.
Finally, if you haven't made a decision on who you'd like to use then consider us! We are out in front and behind you, every step of the way through the home buying process. I'd like you to consider our team!
When you get a chance please share your plans and should you want to chat or meet or both, let me know when you're available and we can go from there.
Brad Mattonen
After 20 plus years of experience in the Fire, Life Safety and Security industry, Brad retired from the field that he has so enjoyed, working with and for so many industry greats, receiving many local and National top honors.
Putting together excellent products and services along the way Brad will use this wealth of knowledge as he transition into the next chapter in life as a real estate owner/agent, still striving to meet expectations with products and services that fit customer’s needs.
"Out in front and always behind you every step of the way"
To many of you who are lifelong colleagues and business associates, it would be an honor to continue our relationships as it relates to buying, selling and investing in real estate. Since joining the number one real estate franchise in the world I look forward to extending my resourceful experience in helping you navigate the real estate process to achieve your goals and dreams.
"Out in front and always behind you every step of the way"
North County San Diego Home Sales
From the Beaches to the Rolling Hills of North County - Excellence that Moves You!
DRE: 02044711
(858) 518-2875
bmattonenrealtor@gmail.com
www.homesinsdcounty.com